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Card vs Card Comparison

Marriott Bonvoy Brilliant
vs
World of Hyatt Credit Card.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

American Express

Marriott Bonvoy Brilliant

Annual fee

$650

Points

Marriott Bonvoy

Signup bonus

Currently around 95K to 185K points after spend, see issuer for the current offer

Top earning rates

  • →6x at Marriott properties
  • →3x on flights booked direct and on dining
  • →2x on everything else

Top perks

  • →Free night certificate worth up to 85K points (often $700+ in peak season)
  • →Automatic Platinum elite status (15-night equivalent)
  • →$300 dining credit ($25 per month at select restaurants)
See Marriott Bonvoy Brilliant detailsarrow_forward

Chase

World of Hyatt Credit Card

Annual fee

$95

Points

World of Hyatt

Signup bonus

Currently up to 60K points after first-year spend, see issuer for the current offer

Top earning rates

  • →4x at Hyatt properties
  • →2x on dining, flights, and transit
  • →1x on everything else

Top perks

  • →Free Category 1 to 4 night annually (worth $250 to $400 in peak season)
  • →Discoverist mid-tier elite status
  • →5 elite-night credits each year that count toward Globalist
See World of Hyatt Credit Card detailsarrow_forward

The verdict

When each card wins.

Marriott Bonvoy Brilliant wins if

Pick this if you stay at Marriott 5+ nights a year and want Platinum status without earning it.

Honest downside: Only worth it if Marriott is your default hotel chain.

World of Hyatt Credit Card wins if

Pick this if you stay at Hyatt even occasionally. The free annual night plus elite-night credits make it an obvious keep at $95.

Honest downside: Hyatt has fewer properties than Marriott or Hilton, especially outside North America and Europe.

At a glance

Side-by-side spec sheet.

SpecMarriott Bonvoy BrilliantWorld of Hyatt Credit Card
Annual fee$650$95
Points currencyMarriott BonvoyWorld of Hyatt
Signup bonusCurrently around 95K to 185K pointsCurrently up to 60K points
Top earn category6x at Marriott properties4x at Hyatt properties
Second earn category3x on flights booked direct and on dining2x on dining, flights, and transit
Third earn category2x on everything else1x on everything else
Signature perkFree night certificate worth up to 85K points (often $700+ in peak season)Free Category 1 to 4 night annually (worth $250 to $400 in peak season)
IssuerAmerican ExpressChase

Questions

Frequently asked.

Which is better, Marriott Bonvoy Brilliant or World of Hyatt Credit Card?

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Marriott Bonvoy Brilliant wins if you stay at Marriott 5+ nights a year and want Platinum status without earning it. World of Hyatt Credit Card wins if you stay at Hyatt even occasionally. The free annual night plus elite-night credits make it an obvious keep at $95.

Can I have both the Marriott Bonvoy Brilliant and the World of Hyatt Credit Card?

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Yes. These are issued by different banks (American Express and Chase), so they don't conflict on application rules. Many travelers carry both to stack the strongest benefits from each card's ecosystem.

Which has the higher annual fee, Marriott Bonvoy Brilliant or World of Hyatt Credit Card?

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Marriott Bonvoy Brilliant has the higher annual fee at $650, compared to $95 for World of Hyatt Credit Card. Whether the pricier card is worth the difference depends on which credits and perks you use each year.