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Card vs Card Comparison

Marriott Bonvoy Brilliant
vs
World of Hyatt Credit Card.

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the actual scenarios where each one wins.

American Express

Marriott Bonvoy Brilliant

Annual fee

$650

Points

Marriott Bonvoy

Signup bonus

95K Bonvoy after $6K in 6 months

Earning highlights

  • →6× at Marriott properties
  • →3× on flights booked direct + dining
  • →2× on everything else

Perks highlights

  • →Free night certificate (85K points value, ~$700+ in peak)
  • →Platinum elite status (15-night equivalent)
  • →$300 dining credit ($25/mo at select restaurants)
  • →Priority Pass lounge access
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Chase

World of Hyatt Credit Card

Annual fee

$95

Points

World of Hyatt

Signup bonus

30K Hyatt points after $3K in 3 months + 30K after $6K total

Earning highlights

  • →4× at Hyatt properties
  • →2× on dining + flights + transit
  • →1× on everything else

Perks highlights

  • →Free Cat 1-4 night annually (worth $250-400 in peak)
  • →Discoverist status (mid-tier elite)
  • →5 elite-night credits annually (counts toward Globalist)
  • →No FTF
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The verdict

When each card wins.

Marriott Bonvoy Brilliant wins if

Marriott loyalists who stay 5+ Marriott nights a year. FNC alone often offsets the AF.

Weakness: Only useful if Marriott is your hotel chain of choice.

World of Hyatt Credit Card wins if

Hyatt loyalists. The 5 elite-night credits + cat 1-4 free night make this an obvious keep at $95 AF.

Weakness: Hyatt program is smaller — fewer properties than Marriott/Hilton, especially outside North America + Europe.

At a glance

Side-by-side spec sheet.

SpecMarriott Bonvoy BrilliantWorld of Hyatt Credit Card
Annual fee$650$95
Points currencyMarriott BonvoyWorld of Hyatt
Top earning rate6× at Marriott properties4× at Hyatt properties
Signup bonus95K Bonvoy30K Hyatt points

Questions

Frequently asked.

Should I get the Marriott Bonvoy Brilliant or the World of Hyatt Credit Card?

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Marriott Bonvoy Brilliant wins if marriott loyalists who stay 5+ marriott nights a year. fnc alone often offsets the af. World of Hyatt Credit Card wins if hyatt loyalists. the 5 elite-night credits + cat 1-4 free night make this an obvious keep at $95 af.

Can I have both the Marriott Bonvoy Brilliant and the World of Hyatt Credit Card?

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Yes — these are issued by different banks (American Express and Chase), so they don't conflict on application rules. Many travelers carry both to stack the strongest benefits from each ecosystem.

Which has the higher annual fee?

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Marriott Bonvoy Brilliant has the higher annual fee ($650 vs $95). Whether it's worth it depends on which perks you actually use — see the verdict section above.

Are points from Marriott Bonvoy Brilliant more valuable than points from World of Hyatt Credit Card?

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Marriott Bonvoy Brilliant earns Marriott Bonvoy; World of Hyatt Credit Card earns World of Hyatt. Different programs have different transfer partners and redemption ceilings — see TravelDiari's points valuation index for current cents-per-point values across both.