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Card vs Card Comparison

United Club Infinite
vs
United Quest Card.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

Chase

United Club Infinite

Annual fee

$695

Points

United MileagePlus

Signup bonus

Currently around 80K to 110K miles after spend, see issuer for the current offer

Top earning rates

  • →4x on United purchases
  • →2x on travel and dining
  • →1x everywhere else

Top perks

  • →United Club lounge membership
  • →Premier Access boarding and free checked bag
  • →Global Entry or TSA PreCheck credit
See United Club Infinite detailsarrow_forward

Chase

United Quest Card

Annual fee

$350

Points

United MileagePlus

Signup bonus

100K miles after $4K in 3 months

Top earning rates

  • →4x on United purchases
  • →3x on dining
  • →2x on other travel and on hotels

Top perks

  • →$200 United travel credit each year
  • →5K-mile anniversary bonus
  • →Two 10K-mile award flight rebates per year
See United Quest Card detailsarrow_forward

The verdict

When each card wins.

United Club Infinite wins if

Pick this if you fly United often enough that you would buy a Club membership separately ($650 a year retail).

Honest downside: The lounge access makes or breaks the value. If you do not use United Clubs, the fee does not pencil out.

United Quest Card wins if

Pick this if you fly United several times a year and value the travel credit, bag perks, and award flight rebates without paying for full lounge access.

Honest downside: No lounge membership. If you want United Club access, step up to the Club Infinite.

At a glance

Side-by-side spec sheet.

SpecUnited Club InfiniteUnited Quest Card
Annual fee$695$350
Points currencyUnited MileagePlusUnited MileagePlus
Signup bonusCurrently around 80K to 110K miles100K miles
Top earn category4x on United purchases4x on United purchases
Second earn category2x on travel and dining3x on dining
Third earn category1x everywhere else2x on other travel and on hotels
Signature perkUnited Club lounge membership$200 United travel credit each year
IssuerChaseChase

Questions

Frequently asked.

Which is better, United Club Infinite or United Quest Card?

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United Club Infinite wins if you fly United often enough that you would buy a Club membership separately ($650 a year retail). United Quest Card wins if you fly United several times a year and value the travel credit, bag perks, and award flight rebates without paying for full lounge access.

Can I have both the United Club Infinite and the United Quest Card?

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Both cards are issued by Chase, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, United Club Infinite or United Quest Card?

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United Club Infinite has the higher annual fee at $695, compared to $350 for United Quest Card. Whether the pricier card is worth the difference depends on which credits and perks you use each year.