Transfer index
IHG One Rewards transfer partners.
Every credit card transfer partner that connects to IHG One Rewards. Ratios, active bonuses, and effective value per source point.
3 routesUpdated May 31, 2026
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IHG points are mid-low value (~0.55¢). Transfers exist mostly for moving leftover balances; PointBreaks (5-30K standard award) and the IHG Premier 4th-night-free are usually higher-leverage uses than transferring out.
Transfer into IHG One Rewards
3 partners| From | Ratio | Effective value | Bonus |
|---|---|---|---|
| Bilt Rewards | 1:1 | 0.55¢/source pt | — |
| Capital One Miles | 1:1 | 0.55¢/source pt | — |
| Chase Ultimate Rewards | 1:1 | 0.55¢/source pt | — |
Before you transfer
- checkSearch availability first. Transfers are usually one-way; if the award you wanted isn't there, you've turned a flexible currency into a stuck balance.
- checkCheck the cash equivalent. If the redemption is less than 1.5¢/pt of value, paying cash and earning is usually better.
- checkWait for a transfer bonus when you can. A 30%+ bonus can move a borderline redemption into clear-win territory; we track active bonuses here.
- checkRun the math through Redemption Agent for trip-specific routing across all your owned currencies.
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