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Card vs Card Comparison

IHG One Rewards Premier
vs
Marriott Bonvoy Boundless.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

Chase

IHG One Rewards Premier

Annual fee

$99

Points

IHG One

Signup bonus

Currently around 140K to 175K points after spend, see issuer for the current offer

Top earning rates

  • →10x at IHG properties
  • →5x on travel, dining, gas, and grocery
  • →3x on everything else

Top perks

  • →Free night up to 40K points ($200 to $400 value)
  • →Platinum elite status
  • →Fourth night free on award stays
See IHG One Rewards Premier detailsarrow_forward

Chase

Marriott Bonvoy Boundless

Annual fee

$95

Points

Marriott Bonvoy

Signup bonus

Currently around 100K points after spend, see issuer for the current offer

Top earning rates

  • →6x at Marriott properties
  • →3x on travel, grocery, and dining (up to $6K per year)
  • →2x on everything else

Top perks

  • →Free night up to 35K points annually
  • →Silver elite status
  • →15 elite-night credits each year
See Marriott Bonvoy Boundless detailsarrow_forward

The verdict

When each card wins.

IHG One Rewards Premier wins if

Pick this if you stay at IHG once or twice a year. The fourth-night-free perk pays for the card on one trip.

Honest downside: IHG points are worth less per point, but the fourth-night-free perk on award stays is genuinely valuable.

Marriott Bonvoy Boundless wins if

Pick this if you stay at Marriott a few times a year and want a low-fee card with a usable free night.

Honest downside: Silver elite is functionally useless. Free night cap of 35K is tight for major-city Marriotts.

At a glance

Side-by-side spec sheet.

SpecIHG One Rewards PremierMarriott Bonvoy Boundless
Annual fee$99$95
Points currencyIHG OneMarriott Bonvoy
Signup bonusCurrently around 140K to 175K pointsCurrently around 100K points
Top earn category10x at IHG properties6x at Marriott properties
Second earn category5x on travel, dining, gas, and grocery3x on travel, grocery, and dining (up to $6K per year)
Third earn category3x on everything else2x on everything else
Signature perkFree night up to 40K points ($200 to $400 value)Free night up to 35K points annually
IssuerChaseChase

Questions

Frequently asked.

Which is better, IHG One Rewards Premier or Marriott Bonvoy Boundless?

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IHG One Rewards Premier wins if you stay at IHG once or twice a year. The fourth-night-free perk pays for the card on one trip. Marriott Bonvoy Boundless wins if you stay at Marriott a few times a year and want a low-fee card with a usable free night.

Can I have both the IHG One Rewards Premier and the Marriott Bonvoy Boundless?

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Both cards are issued by Chase, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, IHG One Rewards Premier or Marriott Bonvoy Boundless?

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IHG One Rewards Premier has the higher annual fee at $99, compared to $95 for Marriott Bonvoy Boundless. Whether the pricier card is worth the difference depends on which credits and perks you use each year.