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Card vs Card Comparison

Hilton Honors Surpass
vs
Marriott Bonvoy Bevy.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

American Express

Hilton Honors Surpass

Annual fee

$150

Points

Hilton Honors

Signup bonus

130K points after $3K in 6 months

Top earning rates

  • →12x at Hilton properties
  • →6x on dining, US grocery, and US gas
  • →3x on everything else

Top perks

  • →Hilton Gold status (80% bonus points, breakfast at select properties)
  • →Free night reward after $15K in annual spend
  • →10 Priority Pass visits per year
See Hilton Honors Surpass detailsarrow_forward

American Express

Marriott Bonvoy Bevy

Annual fee

$250

Points

Marriott Bonvoy

Signup bonus

85K points after $5K in 6 months

Top earning rates

  • →6x at Marriott properties
  • →4x on dining and at US supermarkets (first $15K per year combined)
  • →2x on everything else

Top perks

  • →Free night reward up to 50K points after $15K in annual spend
  • →Marriott Gold elite status
  • →15 elite-night credits each year
See Marriott Bonvoy Bevy detailsarrow_forward

The verdict

When each card wins.

Hilton Honors Surpass wins if

Pick this if you stay at Hilton 5+ nights a year and want Gold status without earning it.

Honest downside: Hilton points are worth less per point than other programs, so the earn rate carries the value.

Marriott Bonvoy Bevy wins if

Pick this if you stay at Marriott a handful of times a year and want Gold status and the 2x everywhere baseline.

Honest downside: Sits between Boundless and Brilliant without a single killer perk. The free night is spend-gated.

At a glance

Side-by-side spec sheet.

SpecHilton Honors SurpassMarriott Bonvoy Bevy
Annual fee$150$250
Points currencyHilton HonorsMarriott Bonvoy
Signup bonus130K points85K points
Top earn category12x at Hilton properties6x at Marriott properties
Second earn category6x on dining, US grocery, and US gas4x on dining and at US supermarkets (first $15K per year combined)
Third earn category3x on everything else2x on everything else
Signature perkHilton Gold status (80% bonus points, breakfast at select properties)Free night reward up to 50K points after $15K in annual spend
IssuerAmerican ExpressAmerican Express

Questions

Frequently asked.

Which is better, Hilton Honors Surpass or Marriott Bonvoy Bevy?

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Hilton Honors Surpass wins if you stay at Hilton 5+ nights a year and want Gold status without earning it. Marriott Bonvoy Bevy wins if you stay at Marriott a handful of times a year and want Gold status and the 2x everywhere baseline.

Can I have both the Hilton Honors Surpass and the Marriott Bonvoy Bevy?

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Both cards are issued by American Express, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, Hilton Honors Surpass or Marriott Bonvoy Bevy?

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Marriott Bonvoy Bevy has the higher annual fee at $250, compared to $150 for Hilton Honors Surpass. Whether the pricier card is worth the difference depends on which credits and perks you use each year.