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Card vs Card Comparison

Citi AAdvantage MileUp
vs
Citi AAdvantage Platinum Select.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

Citi

Citi AAdvantage MileUp

Annual fee

Free

Points

AAdvantage Miles

Signup bonus

15K miles after $500 in 3 months

Top earning rates

  • →2x on American Airlines purchases
  • →2x at US supermarkets
  • →1x on everything else

Top perks

  • →25% back on in-flight food and drinks on American
  • →No annual fee
  • →Path into the American ecosystem for new flyers
See Citi AAdvantage MileUp detailsarrow_forward

Citi

Citi AAdvantage Platinum Select

Annual fee

$99

Points

AAdvantage Miles

Signup bonus

Currently around 50K to 75K miles after spend, see issuer for the current offer

Top earning rates

  • →2x on American Airlines purchases
  • →2x on dining
  • →2x at gas stations

Top perks

  • →First checked bag free on American for you and up to 4 companions
  • →Preferred boarding on American flights
  • →25% back on in-flight food and drinks
See Citi AAdvantage Platinum Select detailsarrow_forward

The verdict

When each card wins.

Citi AAdvantage MileUp wins if

Pick this if you want a no-fee way to earn American miles and try the program before paying for a premium card.

Honest downside: No free checked bag, no priority boarding, no lounge access. Most casual American flyers will outgrow it.

Citi AAdvantage Platinum Select wins if

Pick this if you fly American a few times a year and want a low-fee card that pays for itself with the checked-bag perk.

Honest downside: No lounge access, no companion certificate, and the earn rate is weak outside the bonus categories.

At a glance

Side-by-side spec sheet.

SpecCiti AAdvantage MileUpCiti AAdvantage Platinum Select
Annual feeFree$99
Points currencyAAdvantage MilesAAdvantage Miles
Signup bonus15K milesCurrently around 50K to 75K miles
Top earn category2x on American Airlines purchases2x on American Airlines purchases
Second earn category2x at US supermarkets2x on dining
Third earn category1x on everything else2x at gas stations
Signature perk25% back on in-flight food and drinks on AmericanFirst checked bag free on American for you and up to 4 companions
IssuerCitiCiti

Questions

Frequently asked.

Which is better, Citi AAdvantage MileUp or Citi AAdvantage Platinum Select?

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Citi AAdvantage MileUp wins if you want a no-fee way to earn American miles and try the program before paying for a premium card. Citi AAdvantage Platinum Select wins if you fly American a few times a year and want a low-fee card that pays for itself with the checked-bag perk.

Can I have both the Citi AAdvantage MileUp and the Citi AAdvantage Platinum Select?

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Both cards are issued by Citi, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, Citi AAdvantage MileUp or Citi AAdvantage Platinum Select?

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Citi AAdvantage Platinum Select has the higher annual fee at $99, compared to $0 for Citi AAdvantage MileUp. Whether the pricier card is worth the difference depends on which credits and perks you use each year.