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Card vs Card Comparison

British Airways Visa Signature
vs
Chase Aeroplan Credit Card.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

Chase

British Airways Visa Signature

Annual fee

$95

Points

British Airways Avios

Signup bonus

75K Avios after $5K in 3 months

Top earning rates

  • →3x on British Airways, Aer Lingus, and Iberia flights
  • →2x on hotels booked direct
  • →1x on everything else

Top perks

  • →Travel Together Companion Ticket after $30K in annual spend
  • →No foreign transaction fee
  • →Avios redeemable across BA, Aer Lingus, Iberia, and Qatar
See British Airways Visa Signature detailsarrow_forward

Chase

Chase Aeroplan Credit Card

Annual fee

$95

Points

Air Canada Aeroplan

Signup bonus

75K points after $4K in 3 months

Top earning rates

  • →3x on Air Canada purchases
  • →3x on dining
  • →3x at grocery stores

Top perks

  • →First checked bag free on Air Canada for you and up to 8 companions
  • →Aeroplan 25K elite status after $15K in annual spend
  • →Pay Yourself Back option on travel purchases
See Chase Aeroplan Credit Card detailsarrow_forward

The verdict

When each card wins.

British Airways Visa Signature wins if

Pick this if you fly British Airways or want a way to fund Avios for short-haul flying.

Honest downside: BA charges high carrier fees on long-haul redemptions. Best for short flights and partner bookings.

Chase Aeroplan Credit Card wins if

Pick this if you fly Star Alliance carriers (United, Lufthansa, ANA) and want a flexible Aeroplan stash.

Honest downside: Air Canada is a smaller airline than the legacy US carriers, so the in-flight perks help fewer people.

At a glance

Side-by-side spec sheet.

SpecBritish Airways Visa SignatureChase Aeroplan Credit Card
Annual fee$95$95
Points currencyBritish Airways AviosAir Canada Aeroplan
Signup bonus75K Avios75K points
Top earn category3x on British Airways, Aer Lingus, and Iberia flights3x on Air Canada purchases
Second earn category2x on hotels booked direct3x on dining
Third earn category1x on everything else3x at grocery stores
Signature perkTravel Together Companion Ticket after $30K in annual spendFirst checked bag free on Air Canada for you and up to 8 companions
IssuerChaseChase

Questions

Frequently asked.

Which is better, British Airways Visa Signature or Chase Aeroplan Credit Card?

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British Airways Visa Signature wins if you fly British Airways or want a way to fund Avios for short-haul flying. Chase Aeroplan Credit Card wins if you fly Star Alliance carriers (United, Lufthansa, ANA) and want a flexible Aeroplan stash.

Can I have both the British Airways Visa Signature and the Chase Aeroplan Credit Card?

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Both cards are issued by Chase, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, British Airways Visa Signature or Chase Aeroplan Credit Card?

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Both cards charge a $95 annual fee. The right pick comes down to which earning categories and perks you'll actually use.