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The best credit card for resorts in Jamaica.

Updated

Why this card

World of Hyatt Credit Card for resorts in Jamaica.

Jamaica has the Hyatt Ziva Rose Hall and Hyatt Zilara Rose Hall (both all-inclusive on points in Montego Bay), the Hilton Rose Hall, and Marriott's Royalton-affiliated Negril and Ocho Rios properties.

Annual fee

$95

Best earn rate

4 points per dollar at Hyatts, free anniversary night up to a Category 4 property

Signup bonus

Up to 60,000 points after first-year spend

Hyatt Ziva and Zilara Rose Hall both price around 25,000 to 35,000 points a night all-inclusive against a $600 to $900 cash all-in rate. The math is some of the strongest in the Caribbean for points value. The 4x earn rate at Hyatts plus a Chase Sapphire Preferred transfer covers a 4 to 5 night stay on points after one signup bonus. Strong cheap-card pick for a Jamaica all-inclusive trip.

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If the top pick is not right

Alternative: Hilton Honors American Express Aspire Card.

Hilton Rose Hall is the larger all-inclusive option on the same Montego Bay coast and Diamond status gets you premium spirits, lounge access, and better dining seating. Aspire's $400 Hilton resort credit applies. Pick this only if you have status loyalty to Hilton.

American ExpressAnnual fee $550

At a glance

Side by side.

SpecWorld of Hyatt Credit CardHilton Honors American Express Aspire Card
Annual fee$95$550
Best earn rate4 points per dollar at Hyatts, free anniversary night up to a Category 4 propertySee alternative section above
Signup bonusUp to 60,000 points after first-year spendVaries by month

Local tip

What to know before you book.

Jamaica has two main airports: Montego Bay (MBJ) for Rose Hall and Negril, and Kingston (KIN) for Port Antonio. Negril is a 90-minute drive from MBJ on a poor road. Pre-book a resort transfer rather than trying to taxi at the airport. Jamaican dollar is local but US dollar is accepted everywhere on the resort strips.

Questions

Frequently asked.

What is the best credit card for resorts in Jamaica?

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World of Hyatt Credit Card from Chase. Hyatt Ziva and Zilara Rose Hall both price around 25,000 to 35,000 points a night all-inclusive against a $600 to $900 cash all-in rate. Annual fee is $95.

How many points do you need for a free night in Jamaica?

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Roughly 30,000 points per night at the recommended chain for Jamaica. Cash rate is around $720 per night, so the points stay is a meaningful discount versus paying cash.

Is the Hilton Honors American Express Aspire Card a better choice for resorts in Jamaica?

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Hilton Rose Hall is the larger all-inclusive option on the same Montego Bay coast and Diamond status gets you premium spirits, lounge access, and better dining seating. Aspire's $400 Hilton resort credit applies. Pick this only if you have status loyalty to Hilton. Annual fee is $550.