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The best credit card for hotels in India.

Updated

Why this card

World of Hyatt Credit Card for hotels in India.

India has deep coverage across all three major US chains. Hyatt has the Andaz Delhi, Park Hyatt Goa, Park Hyatt Hyderabad, and Hyatt Regency properties in most major cities. Marriott has the JW and Ritz-Carlton portfolio in Bengaluru, Mumbai, and Delhi. Hilton has the Conrad Bengaluru and Pune.

Annual fee

$95

Best earn rate

4 points per dollar at Hyatts, free anniversary night up to a Category 4 property

Signup bonus

Currently around 30,000 to 60,000 points after spend, see issuer for the current offer

Park Hyatt Goa and Hyatt Regency Pune both price around 12,000 to 15,000 points a night against $180 to $300 cash. The card's free anniversary night covers either property outright. India is one of the most efficient markets in the entire Hyatt program because the local cash rates have not moved up at the same pace as the points chart. Stack with Chase Sapphire Preferred transfers and a multi-stop India trip can be largely on points.

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If the top pick is not right

Alternative: Marriott Bonvoy Brilliant.

JW Marriott Mumbai Sahar and Ritz-Carlton Bengaluru are premium properties where Platinum status unlocks club lounge access. The 85K free night cert covers a full night at either. Only worth it if you also travel internationally on Marriott elsewhere.

American ExpressAnnual fee $650

At a glance

Side by side.

SpecWorld of Hyatt Credit CardMarriott Bonvoy Brilliant
Annual fee$95$650
Best earn rate4 points per dollar at Hyatts, free anniversary night up to a Category 4 propertySee alternative section above
Signup bonusCurrently around 30,000 to 60,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Most Indian hotels add a 12 to 18 percent goods and services tax that is not in the headline rate. Tipping at hotels and restaurants is 10 percent in addition. The local rate for foreigners is sometimes higher than the resident rate at heritage and Taj properties, so confirm pricing in writing before checking in.

Questions

Frequently asked.

What is the best credit card for hotels in India?

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World of Hyatt Credit Card from Chase. Park Hyatt Goa and Hyatt Regency Pune both price around 12,000 to 15,000 points a night against $180 to $300 cash. Annual fee is $95.

How many points do you need for a free night in India?

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Roughly 13,000 points per night at the recommended chain for India. Cash rate is around $180 per night, so the points stay is a meaningful discount versus paying cash.

Is the Marriott Bonvoy Brilliant a better choice for hotels in India?

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JW Marriott Mumbai Sahar and Ritz-Carlton Bengaluru are premium properties where Platinum status unlocks club lounge access. The 85K free night cert covers a full night at either. Only worth it if you also travel internationally on Marriott elsewhere. Annual fee is $650.