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The best credit card for hotels in China.

Updated

Why this card

World of Hyatt Credit Card for hotels in China.

China has the deepest Hyatt footprint of any non-US country with Park Hyatt Shanghai, Park Hyatt Beijing, Park Hyatt Guangzhou, and dozens of Hyatt Regency and Grand Hyatt properties in second-tier cities. Marriott and Hilton also have wide coverage including the Ritz-Carlton Shanghai Pudong and Waldorf Astoria Beijing.

Annual fee

$95

Best earn rate

4 points per dollar at Hyatts, free anniversary night up to a Category 4 property

Signup bonus

Currently around 30,000 to 60,000 points after spend, see issuer for the current offer

Park Hyatt Shanghai on the 79th floor of the World Financial Centre prices around 25,000 to 30,000 points a night against $400 to $600 cash. Grand Hyatt Beijing runs lower at around 18,000 to 22,000 a night. The card's anniversary free night covers a Grand Hyatt Beijing stay outright. China is the highest-volume Hyatt market on Earth and points stays are widely available most of the year outside Golden Week.

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If the top pick is not right

Alternative: Hilton Honors Aspire.

Waldorf Astoria Beijing and Conrad Shanghai are Diamond properties with breakfast and lounge access. If you base in Beijing for a longer trip, the daily benefits stack up quickly.

American ExpressAnnual fee $550

At a glance

Side by side.

SpecWorld of Hyatt Credit CardHilton Honors Aspire
Annual fee$95$550
Best earn rate4 points per dollar at Hyatts, free anniversary night up to a Category 4 propertySee alternative section above
Signup bonusCurrently around 30,000 to 60,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Mobile payments through WeChat Pay and Alipay dominate China. International credit cards work at most international-chain hotels but rarely at restaurants, taxis, or local shops. Set up Alipay or WeChat with a foreign passport before you arrive and link a card with no foreign transaction fees.

Questions

Frequently asked.

What is the best credit card for hotels in China?

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World of Hyatt Credit Card from Chase. Park Hyatt Shanghai on the 79th floor of the World Financial Centre prices around 25,000 to 30,000 points a night against $400 to $600 cash. Annual fee is $95.

How many points do you need for a free night in China?

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Roughly 20,000 points per night at the recommended chain for China. Cash rate is around $300 per night, so the points stay is a meaningful discount versus paying cash.

Is the Hilton Honors Aspire a better choice for hotels in China?

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Waldorf Astoria Beijing and Conrad Shanghai are Diamond properties with breakfast and lounge access. If you base in Beijing for a longer trip, the daily benefits stack up quickly. Annual fee is $550.