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The best credit card for hotels in Brazil.

Updated

Why this card

World of Hyatt Credit Card for hotels in Brazil.

Brazil has the Grand Hyatt Sao Paulo, Grand Hyatt Rio de Janeiro at Barra, the Fasano (Luxury Collection) properties in Rio and Sao Paulo, and Hilton Rio Copacabana. Marriott has the JW Marriott Rio Copacabana. Hyatt and Marriott both have meaningful coverage in the major cities.

Annual fee

$95

Best earn rate

4 points per dollar at Hyatts, free anniversary night up to a Category 4 property

Signup bonus

Currently around 30,000 to 60,000 points after spend, see issuer for the current offer

Grand Hyatt Rio prices around 15,000 to 20,000 points a night against $250 to $400 cash. Grand Hyatt Sao Paulo is similar. The card's anniversary free night covers either property in most weeks. Brazil is one of the most efficient Hyatt markets in South America. The card's 4x earn plus elite night credits gets you toward Discoverist quickly on a long Brazil trip.

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If the top pick is not right

Alternative: Marriott Bonvoy Brilliant.

JW Marriott Rio Copacabana is right on the beach and Platinum club lounge access matters because Rio breakfast at the hotel restaurant runs $50 per person. The 85K free night cert covers a Saturday night in February (Carnival). Only worth it if you also use Marriott elsewhere.

American ExpressAnnual fee $650

At a glance

Side by side.

SpecWorld of Hyatt Credit CardMarriott Bonvoy Brilliant
Annual fee$95$650
Best earn rate4 points per dollar at Hyatts, free anniversary night up to a Category 4 propertySee alternative section above
Signup bonusCurrently around 30,000 to 60,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Brazil added a tourist visa requirement for US passport holders in 2025. Apply before you fly. Hotels in Rio and Sao Paulo charge 5 to 8 percent in city taxes that are not included in the headline rate. Card surcharges (3 to 4 percent) are common at non-chain restaurants, so confirm the final amount before signing.

Questions

Frequently asked.

What is the best credit card for hotels in Brazil?

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World of Hyatt Credit Card from Chase. Grand Hyatt Rio prices around 15,000 to 20,000 points a night against $250 to $400 cash. Annual fee is $95.

How many points do you need for a free night in Brazil?

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Roughly 18,000 points per night at the recommended chain for Brazil. Cash rate is around $220 per night, so the points stay is a meaningful discount versus paying cash.

Is the Marriott Bonvoy Brilliant a better choice for hotels in Brazil?

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JW Marriott Rio Copacabana is right on the beach and Platinum club lounge access matters because Rio breakfast at the hotel restaurant runs $50 per person. The 85K free night cert covers a Saturday night in February (Carnival). Only worth it if you also use Marriott elsewhere. Annual fee is $650.