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Card vs Card Comparison

Amex Delta SkyMiles Gold
vs
Amex Gold.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

American Express

Amex Delta SkyMiles Gold

Annual fee

$150

Points

Delta SkyMiles

Signup bonus

Currently around 50K to 80K miles after spend, see issuer for the current offer

Top earning rates

  • →2x on Delta purchases
  • →2x on dining worldwide and at US restaurants for takeout and delivery
  • →2x at US supermarkets

Top perks

  • →First checked bag free on Delta for you and up to 8 companions
  • →Main Cabin 1 priority boarding
  • →20% in-flight savings on Delta
See Amex Delta SkyMiles Gold detailsarrow_forward

American Express

Amex Gold

Annual fee

$325

Points

Membership Rewards

Signup bonus

Currently around 60K to 100K points after spend, see issuer for the current offer

Top earning rates

  • →4x on restaurants worldwide
  • →4x on US supermarkets (up to $25K per year)
  • →3x on flights booked direct or on Amex Travel

Top perks

  • →$120 Uber Cash ($10 per month)
  • →$120 dining credit ($10 per month at select partners)
  • →$84 Dunkin' credit
See Amex Gold detailsarrow_forward

The verdict

When each card wins.

Amex Delta SkyMiles Gold wins if

Pick this if you fly Delta once or twice a year and want the bag perk and priority boarding to cover the fee on a single trip.

Honest downside: Earn rate is mediocre and there is no lounge access or companion certificate.

Amex Gold wins if

Pick this if you spend heavily on restaurants and US groceries and will use the monthly credits as they drop.

Honest downside: Credits split into monthly buckets that you forfeit if you miss a month.

At a glance

Side-by-side spec sheet.

SpecAmex Delta SkyMiles GoldAmex Gold
Annual fee$150$325
Points currencyDelta SkyMilesMembership Rewards
Signup bonusCurrently around 50K to 80K milesCurrently around 60K to 100K points
Top earn category2x on Delta purchases4x on restaurants worldwide
Second earn category2x on dining worldwide and at US restaurants for takeout and delivery4x on US supermarkets (up to $25K per year)
Third earn category2x at US supermarkets3x on flights booked direct or on Amex Travel
Signature perkFirst checked bag free on Delta for you and up to 8 companions$120 Uber Cash ($10 per month)
IssuerAmerican ExpressAmerican Express

Questions

Frequently asked.

Which is better, Amex Delta SkyMiles Gold or Amex Gold?

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Amex Delta SkyMiles Gold wins if you fly Delta once or twice a year and want the bag perk and priority boarding to cover the fee on a single trip. Amex Gold wins if you spend heavily on restaurants and US groceries and will use the monthly credits as they drop.

Can I have both the Amex Delta SkyMiles Gold and the Amex Gold?

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Both cards are issued by American Express, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, Amex Delta SkyMiles Gold or Amex Gold?

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Amex Gold has the higher annual fee at $325, compared to $150 for Amex Delta SkyMiles Gold. Whether the pricier card is worth the difference depends on which credits and perks you use each year.