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The best credit card for hotels in Vietnam.

Updated

Why this card

Chase Sapphire Preferred for hotels in Vietnam.

Park Hyatt Saigon is a mid-range Hyatt property in central Ho Chi Minh City and the Hyatt Regency Danang Resort sits on a quiet beach south of the city. Hyatt's Vietnam coverage is sparse but the per-night cost in points is unusually low against the cash price.

Annual fee

$95

Best earn rate

3 points per dollar on travel and dining, 1 to 1 transfer to Hyatt

Signup bonus

Currently around 100,000 points after spend, see issuer for the current offer

Park Hyatt Saigon prices around 20,000 to 25,000 Hyatt points a night against $250 to $400 cash, and the Hyatt Regency Danang Resort runs around 15,000 to 20,000 points against $200 to $300 cash. The Preferred is the cheapest doorway to the 1 to 1 Hyatt transfer, has no foreign transaction fees for street food and motorbike rentals, and includes primary rental car coverage if you do a road trip up the coast. The signup bonus alone is enough for three or four nights at either property.

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If the top pick is not right

Alternative: World of Hyatt Credit Card.

Same Hyatt earn at 4x on stays plus the free anniversary night usually covers a full night at the Hyatt Regency Danang. Slightly better pick if Vietnam is on a longer multi-stop Hyatt-heavy Asia trip.

ChaseAnnual fee $95

Skip this one

Not the right card for hotels in Vietnam: Capital One Venture X.

Capital One miles do not transfer to Hyatt, and Hyatt is where the real value sits in Vietnam. Use a Chase-routed card instead.

At a glance

Side by side.

SpecChase Sapphire PreferredWorld of Hyatt Credit Card
Annual fee$95$95
Best earn rate3 points per dollar on travel and dining, 1 to 1 transfer to HyattSee alternative section above
Signup bonusCurrently around 100,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Vietnam is largely cash-based outside major hotels and a few international chains. Carry US dollars or Vietnamese dong for street food, taxis, and most local shops. Use the card for hotel charges and upscale restaurants only, and confirm before tapping at smaller venues because card surcharges of 3 percent are common.

Questions

Frequently asked.

What is the best credit card for hotels in Vietnam?

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Chase Sapphire Preferred from Chase. Park Hyatt Saigon prices around 20,000 to 25,000 Hyatt points a night against $250 to $400 cash, and the Hyatt Regency Danang Resort runs around 15,000 to 20... Annual fee is $95.

How many points do you need for a free night in Vietnam?

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Roughly 22,000 points per night at the recommended chain for Vietnam. Cash rate is around $280 per night, so the points stay is a meaningful discount versus paying cash.

Is the World of Hyatt Credit Card a better choice for hotels in Vietnam?

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Same Hyatt earn at 4x on stays plus the free anniversary night usually covers a full night at the Hyatt Regency Danang. Slightly better pick if Vietnam is on a longer multi-stop Hyatt-heavy Asia trip. Annual fee is $95.