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The best credit card for resorts in Tahiti and Bora Bora.

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Why this card

Hilton Honors American Express Aspire Card for resorts in Tahiti and Bora Bora.

French Polynesia has the St Regis Bora Bora (Marriott), Conrad Bora Bora Nui (Hilton), Le Bora Bora by Pearl Resorts (independent), and the Four Seasons Bora Bora (FHR). Both St Regis and Conrad are bookable on points, making this one of the few overwater bungalow markets with strong chain inventory.

Annual fee

$550

Best earn rate

14 points per dollar at Hiltons, automatic Diamond, $400 in annual credits

Signup bonus

Currently 175,000 points after spend, see issuer for the current offer

Conrad Bora Bora Nui prices around 95,000 to 120,000 points a night for an overwater villa against $1,500 to $2,200 cash, which is one of the strongest leverage redemptions of any chain hotel program. Diamond breakfast plus lounge access cuts $150 per day in food costs. The annual free weekend night cert covers a Friday at the Conrad and the $400 Hilton resort credit applies at the property for spa or dining. The Aspire pays for itself two and three times over on a single Bora Bora trip.

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If the top pick is not right

Alternative: Marriott Bonvoy Brilliant American Express Card.

St Regis Bora Bora prices around 110,000 to 140,000 points a night and the 85K free night cert covers a shoulder season night. Platinum status at the St Regis is one of the best chain experiences in the world, with personal butler service for each villa. Pick this if you want the St Regis brand specifically.

American ExpressAnnual fee $650

At a glance

Side by side.

SpecHilton Honors American Express Aspire CardMarriott Bonvoy Brilliant American Express Card
Annual fee$550$650
Best earn rate14 points per dollar at Hiltons, automatic Diamond, $400 in annual creditsSee alternative section above
Signup bonusCurrently 175,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Bora Bora is reached via Tahiti (PPT) plus a 50-minute Air Tahiti turboprop to Bora Bora's airport on a tiny motu, followed by a 30-minute boat transfer to your resort. Book the Air Tahiti flight at the same time as the resort because seats sell out 4 to 6 months in advance for July to October peak season. Conrad and St Regis include the boat transfer in the room rate.

Questions

Frequently asked.

What is the best credit card for resorts in Tahiti and Bora Bora?

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Hilton Honors American Express Aspire Card from American Express. Conrad Bora Bora Nui prices around 95,000 to 120,000 points a night for an overwater villa against $1,500 to $2,200 cash, which is one of the strongest lever... Annual fee is $550.

How many points do you need for a free night in Tahiti and Bora Bora?

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Roughly 110,000 points per night at the recommended chain for Tahiti and Bora Bora. Cash rate is around $1850 per night, so the points stay is a meaningful discount versus paying cash.

Is the Marriott Bonvoy Brilliant American Express Card a better choice for resorts in Tahiti and Bora Bora?

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St Regis Bora Bora prices around 110,000 to 140,000 points a night and the 85K free night cert covers a shoulder season night. Platinum status at the St Regis is one of the best chain experiences in the world, with personal butler service for each villa. Pick this if you want the St Regis brand specifically. Annual fee is $650.