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The best credit card for hotels in Portugal.

Updated

Why this card

Marriott Bonvoy Bevy American Express Card for hotels in Portugal.

Portugal has Hyatt Regency Lisbon, the Pestana CR7 collection, and Marriott's Sheraton Lisboa and Penha Longa Resort. Algarve coast properties include the Conrad Algarve and Pine Cliffs (Luxury Collection).

Annual fee

$250

Best earn rate

6 points per dollar at Marriotts, Gold elite status, 50,000-point free night cert annually

Signup bonus

Currently around 85,000 to 155,000 points after spend, see issuer for the current offer

Penha Longa Resort outside Lisbon and Pine Cliffs in the Algarve both price around 50,000 to 60,000 points a night against $400 to $600 cash. The 50K free night cert covers a Sheraton Lisboa or AC Hotel night cleanly. Gold elite gets you 2 PM late checkout and a 25 percent points bonus, which is meaningful because Portugal trips usually pair a coastal beach run with a Lisbon stay. Reasonable annual fee for the value returned.

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If the top pick is not right

Alternative: World of Hyatt Credit Card.

Hyatt Regency Lisbon prices around 18,000 to 22,000 points off-peak against $300 to $400 cash, which is one of the strongest urban Hyatt redemptions in Europe. The anniversary free night covers it cleanly.

ChaseAnnual fee $95

At a glance

Side by side.

SpecMarriott Bonvoy Bevy American Express CardWorld of Hyatt Credit Card
Annual fee$250$95
Best earn rate6 points per dollar at Marriotts, Gold elite status, 50,000-point free night cert annuallySee alternative section above
Signup bonusCurrently around 85,000 to 155,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Lisbon's hilly geography means hotel location matters more than star rating. Stay in Chiado, Principe Real, or Baixa to walk most of the city. Beach properties in Cascais and the Algarve are a 30-minute train or 2-hour drive respectively, so plan single-base trips around your priorities.

Questions

Frequently asked.

What is the best credit card for hotels in Portugal?

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Marriott Bonvoy Bevy American Express Card from American Express. Penha Longa Resort outside Lisbon and Pine Cliffs in the Algarve both price around 50,000 to 60,000 points a night against $400 to $600 cash. Annual fee is $250.

How many points do you need for a free night in Portugal?

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Roughly 50,000 points per night at the recommended chain for Portugal. Cash rate is around $280 per night, so the points stay is a meaningful discount versus paying cash.

Is the World of Hyatt Credit Card a better choice for hotels in Portugal?

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Hyatt Regency Lisbon prices around 18,000 to 22,000 points off-peak against $300 to $400 cash, which is one of the strongest urban Hyatt redemptions in Europe. The anniversary free night covers it cleanly. Annual fee is $95.