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The best credit card for resorts in the Philippines.

Updated

Why this card

Marriott Bonvoy Bevy American Express Card for resorts in the Philippines.

The Philippines has Marriott Manila, Sheraton Manila Bay, the Conrad Manila, and a small Hyatt footprint in Manila. The real resort inventory sits on Cebu (Crimson Resort, Shangri-La Mactan) and Boracay (Movenpick, Shangri-La).

Annual fee

$250

Best earn rate

6 points per dollar at Marriotts, Gold elite status, 50,000-point free night certificate annually

Signup bonus

Currently around 175,000 points after spend, see issuer for the current offer

Sheraton Manila Bay and Marriott Manila both price around 35,000 to 50,000 points a night, which the 50K free night cert covers cleanly. Gold elite gets you 2 PM late checkout and 25 percent bonus on stays, which matters if you island-hop and need flexible departures. Cebu City Marriott runs even lower in the mid-30K range.

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If the top pick is not right

Alternative: Hilton Honors Aspire.

Conrad Manila in the Mall of Asia complex is a strong Diamond property. Free breakfast for two and lounge access cover roughly $80 per day in food cost. Better fit if Manila is your main base.

American ExpressAnnual fee $550

At a glance

Side by side.

SpecMarriott Bonvoy Bevy American Express CardHilton Honors Aspire
Annual fee$250$550
Best earn rate6 points per dollar at Marriotts, Gold elite status, 50,000-point free night certificate annuallySee alternative section above
Signup bonusCurrently around 175,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Domestic flights between islands on Cebu Pacific and Philippine Airlines are cheap but add up in baggage fees. Pay airfare on a card with travel delay and lost baggage coverage because connections through Manila are routinely delayed by weather.

Questions

Frequently asked.

What is the best credit card for resorts in the Philippines?

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Marriott Bonvoy Bevy American Express Card from American Express. Sheraton Manila Bay and Marriott Manila both price around 35,000 to 50,000 points a night, which the 50K free night cert covers cleanly. Annual fee is $250.

How many points do you need for a free night in Philippines?

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Roughly 40,000 points per night at the recommended chain for Philippines. Cash rate is around $240 per night, so the points stay is a meaningful discount versus paying cash.

Is the Hilton Honors Aspire a better choice for resorts in the Philippines?

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Conrad Manila in the Mall of Asia complex is a strong Diamond property. Free breakfast for two and lounge access cover roughly $80 per day in food cost. Better fit if Manila is your main base. Annual fee is $550.