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The best credit card for hotels in Croatia.

Updated

Why this card

Hilton Honors American Express Aspire Card for hotels in Croatia.

Croatia's chain coverage has grown fast. Marriott has the Sheraton Dubrovnik Riviera, Le Meridien Lav Split, and the recently opened Hyatt Regency Zadar. Hilton has the Hilton Imperial Dubrovnik and Hilton Costabella Rijeka. Both programs have meaningful coast inventory.

Annual fee

$550

Best earn rate

14 points per dollar at Hiltons, automatic Diamond, $400 in annual credits

Signup bonus

Currently 175,000 points after spend, see issuer for the current offer

Hilton Imperial Dubrovnik is one of the few luxury properties inside Old Town with a Diamond breakfast benefit on the terrace overlooking the city walls. Award rates run 70,000 to 95,000 points a night against $500 to $900 cash in peak summer. The annual free weekend night cert is the right pin for a Friday or Saturday in July. The Aspire's $400 resort credit applies at Hilton Costabella Rijeka and Hilton Imperial Dubrovnik.

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If the top pick is not right

Alternative: Marriott Bonvoy Bevy American Express Card.

Sheraton Dubrovnik Riviera and Le Meridien Lav Split are both 50,000-point properties under the 50K free night cert. Cheaper card if your itinerary skips Dubrovnik Old Town and bases in the Riviera or Split instead.

American ExpressAnnual fee $250

At a glance

Side by side.

SpecHilton Honors American Express Aspire CardMarriott Bonvoy Bevy American Express Card
Annual fee$550$250
Best earn rate14 points per dollar at Hiltons, automatic Diamond, $400 in annual creditsSee alternative section above
Signup bonusCurrently 175,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Croatia uses the euro now after the 2023 switch, so US travelers can use any no foreign transaction fee card without conversion friction. Old Town Dubrovnik is closed to cars, so taxi drop-off is at the Pile or Ploce gates and you walk in. Pack light luggage on wheels because the streets are stone.

Questions

Frequently asked.

What is the best credit card for hotels in Croatia?

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Hilton Honors American Express Aspire Card from American Express. Hilton Imperial Dubrovnik is one of the few luxury properties inside Old Town with a Diamond breakfast benefit on the terrace overlooking the city walls. Annual fee is $550.

How many points do you need for a free night in Croatia?

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Roughly 75,000 points per night at the recommended chain for Croatia. Cash rate is around $380 per night, so the points stay is a meaningful discount versus paying cash.

Is the Marriott Bonvoy Bevy American Express Card a better choice for hotels in Croatia?

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Sheraton Dubrovnik Riviera and Le Meridien Lav Split are both 50,000-point properties under the 50K free night cert. Cheaper card if your itinerary skips Dubrovnik Old Town and bases in the Riviera or Split instead. Annual fee is $250.