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The best credit card for hotels in Cambodia.

Updated

Why this card

Chase Sapphire Reserve for hotels in Cambodia.

Cambodia has very limited big-chain coverage. Sofitel Phokeethra in Siem Reap (Accor) and Raffles Grand Hotel d'Angkor are the marquee properties. Hilton has a Phnom Penh property. For points purposes, no major US-issuer loyalty program has a strong footprint in Cambodia.

Annual fee

$795

Best earn rate

4 points per dollar on hotels and airlines booked direct, plus 3x on dining and travel

Signup bonus

Currently around 100,000 points after spend, see issuer for the current offer

Because hotel loyalty programs barely apply in Cambodia, the right move is a strong cash-back style card that earns well on travel and dining in real time. The Reserve's 4x on direct hotel bookings adds up at the Sofitel and Raffles, and Priority Pass gets you the Plaza Premium lounge at Phnom Penh airport, which is otherwise a $40 walk-up fee. Trip delay and primary rental car coverage also matter here because tuk-tuk and rental fleets are inconsistent.

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If the top pick is not right

Alternative: Chase Sapphire Preferred.

Same brand, much lower fee, and still earns 3x on travel and dining. If you only visit Cambodia once and do not need the lounge access, the Preferred is the more efficient pick.

ChaseAnnual fee $95

At a glance

Side by side.

SpecChase Sapphire ReserveChase Sapphire Preferred
Annual fee$795$95
Best earn rate4 points per dollar on hotels and airlines booked direct, plus 3x on dining and travelSee alternative section above
Signup bonusCurrently around 100,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Cambodia accepts US dollars almost everywhere alongside the local riel. Bring crisp bills (torn or marked notes are routinely refused). Temple entry tickets at Angkor and most tuk-tuk rides are cash-only. Most points-earning value will come from your hotel cash spend, not from chain loyalty.

Questions

Frequently asked.

What is the best credit card for hotels in Cambodia?

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Chase Sapphire Reserve from Chase. Because hotel loyalty programs barely apply in Cambodia, the right move is a strong cash-back style card that earns well on travel and dining in real time. Annual fee is $795.

Is the Chase Sapphire Preferred a better choice for hotels in Cambodia?

expand_more

Same brand, much lower fee, and still earns 3x on travel and dining. If you only visit Cambodia once and do not need the lounge access, the Preferred is the more efficient pick. Annual fee is $95.