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The best credit card for hotels in Belgium.

Updated

Why this card

Hilton Honors American Express Surpass Card for hotels in Belgium.

Brussels has the Hilton Brussels Grand Place, Marriott Brussels Grand Place, and Sofitel Brussels Europe. Bruges has the Hotel Dukes' Palace (Marriott Autograph). Hyatt has only Hyatt Regency Brussels at the airport. Hilton and Marriott both have meaningful city center coverage.

Annual fee

$150

Best earn rate

12 points per dollar at Hiltons, Gold status, free night cert after spend threshold

Signup bonus

130,000 points after $3,000 spend in 6 months

Hilton Brussels Grand Place sits a block from the main square and prices around 40,000 to 55,000 points a night against $250 to $400 cash. Gold status gets you breakfast for two on weekends and a fifth-night-free benefit on award stays. The Surpass's $150 fee is light enough that one weekend stay in Brussels covers it. Better choice than the Aspire for Belgium-focused travel because the price points are lower than Dubai or Hawaii.

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If the top pick is not right

Alternative: Marriott Bonvoy Bevy American Express Card.

Marriott Brussels Grand Place and Dukes' Palace Bruges both fit under the 50K free night cert. Gold elite gets 2 PM late checkout. The right pick if you prefer Marriott loyalty across multiple European trips.

American ExpressAnnual fee $250

At a glance

Side by side.

SpecHilton Honors American Express Surpass CardMarriott Bonvoy Bevy American Express Card
Annual fee$150$250
Best earn rate12 points per dollar at Hiltons, Gold status, free night cert after spend thresholdSee alternative section above
Signup bonus130,000 points after $3,000 spend in 6 monthsVaries by month

Local tip

What to know before you book.

Brussels is a small city with most attractions in a 2-mile radius, so transit cost is low. Bruges is a 1-hour train from Brussels Midi and works as a day trip if you want to skip the higher Bruges hotel rates. Belgian chocolate shops mostly take cash; everything else takes contactless.

Questions

Frequently asked.

What is the best credit card for hotels in Belgium?

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Hilton Honors American Express Surpass Card from American Express. Hilton Brussels Grand Place sits a block from the main square and prices around 40,000 to 55,000 points a night against $250 to $400 cash. Annual fee is $150.

How many points do you need for a free night in Belgium?

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Roughly 45,000 points per night at the recommended chain for Belgium. Cash rate is around $220 per night, so the points stay is a meaningful discount versus paying cash.

Is the Marriott Bonvoy Bevy American Express Card a better choice for hotels in Belgium?

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Marriott Brussels Grand Place and Dukes' Palace Bruges both fit under the 50K free night cert. Gold elite gets 2 PM late checkout. The right pick if you prefer Marriott loyalty across multiple European trips. Annual fee is $250.