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The best credit card for resorts in Aruba.

Updated

Why this card

Marriott Bonvoy Brilliant American Express Card for resorts in Aruba.

Aruba's Palm Beach strip has the Hyatt Regency Aruba, Hilton Aruba Caribbean Resort, Marriott Aruba Resort, and Ritz-Carlton Aruba. All four major chains have meaningful inventory and the small island means location difference between them is minimal.

Annual fee

$650

Best earn rate

6 points per dollar at Marriotts, Platinum status, 85,000-point free night certificate annually

Signup bonus

Currently around 150,000 points after tiered spend, see issuer for the current offer

Ritz-Carlton Aruba prices around 85,000 to 110,000 points a night against $700 to $1,100 cash, and the 85K free night cert covers a standard night off-peak. Platinum status gets you the Ritz-Carlton Club lounge access, which includes breakfast and afternoon snacks and saves $80 to $100 per day for two. Marriott Aruba Resort under the same cert covers higher-peak weeks (Christmas through New Year).

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If the top pick is not right

Alternative: World of Hyatt Credit Card.

Hyatt Regency Aruba prices around 22,000 to 30,000 points a night against $400 to $600 cash. The anniversary free night covers it cleanly. The cheapest doorway for an Aruba points stay if you do not need the Ritz brand.

ChaseAnnual fee $95

At a glance

Side by side.

SpecMarriott Bonvoy Brilliant American Express CardWorld of Hyatt Credit Card
Annual fee$650$95
Best earn rate6 points per dollar at Marriotts, Platinum status, 85,000-point free night certificate annuallySee alternative section above
Signup bonusCurrently around 150,000 points after tiered spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Aruba's high season runs December through April with peak rates during the US holidays. Hurricane risk is unusually low (Aruba sits below the main belt) so summer travel is actually a viable cost-saving move with high 80s temperatures and lower rates. Aruban florin is local currency but US dollar is accepted everywhere at near 1 to 1.

Questions

Frequently asked.

What is the best credit card for resorts in Aruba?

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Marriott Bonvoy Brilliant American Express Card from American Express. Ritz-Carlton Aruba prices around 85,000 to 110,000 points a night against $700 to $1,100 cash, and the 85K free night cert covers a standard night off-peak. Annual fee is $650.

How many points do you need for a free night in Aruba?

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Roughly 85,000 points per night at the recommended chain for Aruba. Cash rate is around $520 per night, so the points stay is a meaningful discount versus paying cash.

Is the World of Hyatt Credit Card a better choice for resorts in Aruba?

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Hyatt Regency Aruba prices around 22,000 to 30,000 points a night against $400 to $600 cash. The anniversary free night covers it cleanly. The cheapest doorway for an Aruba points stay if you do not need the Ritz brand. Annual fee is $95.